That's how I got into Boyd.

My first thought: The United States government should immediately and completely end the federal guaranty on all student loans. Let banks underwrite loans – that's the business they're in. If lending a money to a student makes sense and there is a reasonable likelihood that the loan will be repaid, make the loan. If there is little chance the loan will ever be repaid, don't make the loan. It works for mortgages, car loans, and credit cards; why shouldn't it work for student loans.

Agree with 11:53
Student loans may foster better education, but if government is involved, just like the FHA, there should be a borrower skin in the game (think down payment) and amount limits.
The real problem is that colleges charge whatever they hell they want; there is no federal oversight such as comparison pricing.

1207, how is an FHA in any way comparable to student loans? There are consequences for not paying a mortgage, foreclosure. What is the consequence of not paying a student loan? Right now, literally none. And likely to stay none for an unfortunate amount of time.

Agreed. Additionally, since the law schools are all about making money and not caring what happens to the law school graduate afterwards, they will end up admitting anything with a pulse, like they do with all of the night schools (matchbox schools) in the State of California. It stopped being a legit profession a few decades ago.