Governor Sisolak appointed Barbara Buckley to lead a strike force to improve unemployment claims processing. [TNI]
Plaintiffs left out of weed settlement say the industry’s legitimacy is at stake. [Nevada Current]
AG Aaron Ford and other AGs are seeking relief for all student borrowers affected by COVID-19. [KTNV]
UNLV and Mountain West Conference college football players formed a coalition seeking certain assurances and protections before they play this fall. [RJ]
I wonder if they're going to calculate what the actual per page should have been, then comb through their account list for any account who is still active and paying the quarterly bill, calculate their overpayment and notify the account holder to enter information for them to send us a refund check going back to the inception of the account when they were billing more than the cost should have been? I'll be here holding my breath.
Guest
Anonymous
August 7, 2020 5:50 pm
Love me some pacer. Goid, circa technology with shitty support.
Guest
Anonymous
August 7, 2020 5:50 pm
Good
Guest
Anonymous
August 7, 2020 5:53 pm
That Pacer – so hot right now!
Guest
Anonymous
August 7, 2020 6:27 pm
I paid off my student loans over five years ago ago. It was tough and it caused my little family to make big sacrifices that others wouldn't make. For the first 7 years of my career, I paid big chunks of my income and most of my bonuses toward extra principle payments while living modestly and driving Hondas. Others of my 2007 vintage (some even in my firm) drove BMWs while deferring payments or making minimum payments after spreading out their payments over 30 years. Many lawyers 15-20 years out of law school still owe the majority of the original amounts they borrowed. Now people like Ford and others in Congress like AOC and Warren want to reward them by bailing them out while simultaneously sticking taxpayers with the bill.
Why do I feel like a schmuck for doing what I thought was the right thing? FML
11:27 – I'll bet you are charitable and pay your taxes on time too. smh.
The "rules" don't apply to the elite or their worshippers. Too bad for you following the rules. Next time, if you want a pass on something you promised to do, fall in line with AOC and the other socialists who live in a fantasy land where everything is free, everyone gets along, and we don't question authority.
You would be amazed how in debt attorneys are in this state. And it is not just student loans. Houses, cars, time shares, taxes. Pure greed and stupidity.
11:27 AM – Agree. 11:33 – Lemme guess you drive a BMW, have a boat, owe a ton o money and your girlfriend is enhanced. What happens when 11:27's loved one has a medical issue and he/she goes BK due to medical bills? I am a true blue American but I am beginning to think that those of us that do the right thing (work, pay taxes, pay our bills and dont commit felonies) are indeed schmucks.
You're missing the point. No one is saying you should live in a palace and drive a BMW and skip out on your student loans. The reality is that most people cannot pay off their student loans and if they're paying their loans, they can't buy a house. Student loans (for all college grads, not just lawyers) are crippling our economy. They are not good for the economy and they are not good for individuals. The govt has to do something to get this under control…we're on the cusp of a massive student loan bubble if it's not handled. Simply ranting that you paid yours so everyone else should suffer is not the answer. Good policy and workable solutions have to be implemented or we're in for trouble. Or you can continue to rant about how everyone else should be like you while the economy crumbles around your ears.
The student loan issue is complex. 11:27 should be applauded as that is the good and correct thing to do, as that is what I am doing. I didn't overborrow for law school and will have mine paid off in a couple more years and I didn't live beyond my means.
That doesn't mean there aren't student loan issues. However 12:33 the government is part of the problem as they will basically guarantee any amount to any student for any school for any subject without looking at the risk of the real ability of the borrower to repay. That is crazy, name me one other area where I can borrow money and not provide proof of my ability to repay the loan or where the lender doesn't take into account the likelihood I default. That needs to stop.
Schools are also responsible in this as they hire more administrators and pay them more and then at the same time they admit more and more students all the while jacking up tuition because the federal loans are a guaranteed cash cow. Can't make good money post graduation? Not our problem we got our tuition already and you have that pretty diploma.
The borrower also needs to bear some responsibility as they need to be wide awake when looking at taking out non-dischargeable loans. Spending $200K to go to school is probably a recipe for not being able to ever pay it back.
I agree with 11:57 I think the people doing it right may indeed be schumcks and if loan forgiveness happens I know I will wonder why did I not take more cash and go to London to study abroad if I knew it would be forgiven.
I don't see anyone making any proposals to reform the federal student loan program. All I hear about is forgive the debt and while I can sympathize for many these loans are albatrosses the problem is there isn't a big bag of money the federal government has. It is trillions in debt.
12:33 – The debt bubble is not the problem; it is merely a symptom of the problem. A far more mature response would be to fix the problem which stems from the conduct of the government and educational institutions. Saving reckless and irresponsible people from the consequences of their own actions is not an avenue we should be discussing. Moral hazard is a dangerous thing.
11:27. I did the same thing and am still grateful I did. Hasn't the past 5 years of not paying monthly installments been glorious? Peace of mind, bruh.
The student loan issue is complex with schools, the government, and the borrowers all deserving a portion of the fault. I attended "less" prestigious schools that gave me more scholarship aid. My younger brother spurned "lesser" schools to pay an exorbitant costs at the "best" school. He strongly advocates for student loan forgiveness on his instagram between pictures of his vacations that are paid for with some income he is not using to pay off debt or his extra loan. Unfortunately, he is not alone as many kids see loans as "free" money and see the consequences too late.
During the democratic primaries, a parent asked Warren if he could get a refund because he paid for his kid's school instead of letting her get student loans. Warren's response was "hell no." He, like many of us, will look like schmucks.
It is NOT complex. If you can't afford to go to school, try part time or pay-as-you go. YOU took out the loans, YOU pay them back. Don't use MY money to fund your inadequacy. You knew or should have known that when you signed the loan documents you would be required to pay them back. This is NOT a government problem, it's a people problem as in – I'll take your money but don't expect me to pay it back.
No one can afford to go to school on their own now. If you could, you either had mommy and daddy's money to play with or you went to school decades ago when it was possible to handle tuition, room, and board with a part time job. If you pay average tuition, room, and board through a decent but sub-elite undergrad and an average-price law school you're looking at $200,000-$400,000 easy. Practically no one can afford that at 18-25 on their own.
When I attended law school at an above-average state school, back in the dark ages, my in-state tuition was about $600.00 per semester when I started, but maybe went up by a few hundred by the time I graduated. Tuition was not much more expensive than the books. Adjusted for inflation, that would work out to about $1500.00 to maybe $1800.00 in 2020 dollars. They charged the same tuition for law school as they did for undergrad. According to the Google, in-state tuition at Boyd is in the neighborhood of $14,000.00 per semester, or about 10x what I paid, adjusted for inflation. I had a few loans, which I comfortably paid off after about 2-3 years of practice. So I don't go around preaching about how I paid my bills so quit whining. I had to borrow about $10-15k, not six figures, The problem is that the cost of attending a public university is 10x higher than what it ought to be.
Thanks 12:44, that's something a lot of the older attorneys don't really grapple with. There's a family story that my grandfather sold his beloved car to pay for a year of undergrad. Today selling your car wouldn't even get you a semester of tuition, without mentioning room and board.
As to those who sacrificed a lot to pay off law-school debts quickly, congratulations. I mean that with all sincerity, it is an achievement and you deserve congrats for it. Your reward is having paid less interest and having proven that you have the discipline to do something hard for years and accomplish what you set out to do. Plus you no longer have the sword of Damocles that is hundreds of thousands of dollars of debt hanging over you. But "I suffered so others should have to suffer to" is not a persuasive argument to me.
As another data point from someone who graduated law school in the last 10 years: I had a small merit-based scholarship to my in-state UG and worked to pay for cost of living. I took a full ride to law school, saving myself $150k. I still graduated with over $100k in debt just from the remainder of my public, in-state UG tuition along with loans to cover three years of cost of living in law school (where I also worked part time the last two years). I did everything right and still have what is pretty significant debt. For people without my options, it's easy to rack up $200,000-$300,000 in debt for UG and law school. I know lawyers in their 50's and 60's who paid something like $10,000-$20,000 a year in 2020 dollars to go to elite law schools in the 80's.
Guest
Anonymous
August 7, 2020 8:51 pm
Why not just put a cap on tuition? If you limit the amount that universities can charge, people will not need to borrow so much to begin with. Law professors are WAYYY overpaid for the job they do. To me, the issue is with the greed of higher education.
I don't see them limiting the max they can charge. However, set a maximum that the Feds will provide student loans and shutoff the student loan feeder tit and you'll see schools reduce their tuition to get close to the max student loan amount. Magic how that happens. Student loan limits go up, tuition goes up and up and up.
I graduated within the last 5 years. I had 50k in dept, paid it off within about 2 years. Here's how. I went to an undergraduate institution that doesn't charge crazy tuition. They are out there. Did not have to take out debt to do so. (Community colleges, BYU, etc.) Then I went to law school at Boyd on a half tuition scholarship. Which is not hard to get there. Cost about 20k a year. Worked part time throughout to provide money to live on. It is entirely possible to go to law school and graduate without crazy debt. I had many, many peers who were using debt to live in the panorama towers or other fancy places while in law school. That is fine by me, but don't complain about debt now.
UNLV is one of the cheapest law schools out there, and it obviously is only a good choice if you have very specific career goals. Many law schools are in much more expensive cities, and almost all law schools that place into selective legal jobs at any reasonable level are far more expensive.
To each his own. No question the government has created a monstrosity with higher education subsidies that allowed inhumane price inflation that has directly led to entire generations being debt serfs for life. It's criminal. A direct and clear example of evil Wall Street in conjunction with evil government conspiring to sucker the masses.
I was on a full ride for undergrad and law school, but I still took out loans to party and live that certain lifestyle. No regrets. Live large, leave nothing behind but unpaid tax liens.
Nah, they'll just focus on the insolvency exception to the forgiveness-as-taxable-income. It's damned useful when you have extensive student loans and smaller unsecured debt.
It is a sad (yet reasonable) assumption that, even after removing student loans from the equation, borrowers will still qualify for that exception 20 years after completing law school.
Guest
Anonymous
August 7, 2020 11:37 pm
Why the heck does EJDC AO 20-17 require discovery commissioner approval to issue subpoenas pursuant to NRCP 45? What about Rule 1 and inexpensive determination of actions? Lets just add another requirement to conducting discovery.
Supposedly this was to protect the recipients from violating covid restrictions when responding to subpoenas. It is a ridiculous waste of time and a prime example of judicial overreach. One can override this by execution a stipluation with opposing counsel, but again it adds unnecessary effort and expense. One should ask- who is served by making it more difficult to conduct discovery and obtain records?
Guest
Anonymous
August 7, 2020 11:57 pm
I feel like this blog has been taken over by a bunch angry, old, white boomers. MY money….blah blah blah. There's a meme out there…corporation takes 49/50 cookies and then tells the middle class guy that the poor guy is going to take his cookie. Wake up. If we didn't have so much corporate welfare in this country, we wouldn't have these problems. Corporations and the 1% do not pay their fair share.
Yes. And it's Faux Newz and our President saying it's those people of color who are taking your pathetic little cookie. Republicans can afford a $2.3 trillion tax cut for their rich friends but want to render those unemployed by the pandemic starving and homeless. Remember in November!!!
4:57 lives in a world created by CNN, NPR and WaPo, wherein all thoughts are tied to your age, gender, sexual orientation, and race. So, blacks who are young and gay can only hold one firm set of views, while Asians who are old and straight can only hold another equally firm set of view.
Federal Circuit upheld a district court judge’s ruling in 2018 that PACER overcharged users and misused profits.
https://www.politico.com/news/2020/08/06/refunds-accessing-federal-court-records-online-392232
Very interesting, thanks
I wonder if they're going to calculate what the actual per page should have been, then comb through their account list for any account who is still active and paying the quarterly bill, calculate their overpayment and notify the account holder to enter information for them to send us a refund check going back to the inception of the account when they were billing more than the cost should have been? I'll be here holding my breath.
Love me some pacer. Goid, circa technology with shitty support.
Good
That Pacer – so hot right now!
I paid off my student loans over five years ago ago. It was tough and it caused my little family to make big sacrifices that others wouldn't make. For the first 7 years of my career, I paid big chunks of my income and most of my bonuses toward extra principle payments while living modestly and driving Hondas. Others of my 2007 vintage (some even in my firm) drove BMWs while deferring payments or making minimum payments after spreading out their payments over 30 years. Many lawyers 15-20 years out of law school still owe the majority of the original amounts they borrowed. Now people like Ford and others in Congress like AOC and Warren want to reward them by bailing them out while simultaneously sticking taxpayers with the bill.
Why do I feel like a schmuck for doing what I thought was the right thing? FML
"Everyone should suffer like me." – 11:27.
11:27 – I'll bet you are charitable and pay your taxes on time too. smh.
The "rules" don't apply to the elite or their worshippers. Too bad for you following the rules. Next time, if you want a pass on something you promised to do, fall in line with AOC and the other socialists who live in a fantasy land where everything is free, everyone gets along, and we don't question authority.
You would be amazed how in debt attorneys are in this state. And it is not just student loans. Houses, cars, time shares, taxes. Pure greed and stupidity.
11:36, solid showing. Preach on, brother (or sister)…
11:27 AM – Agree. 11:33 – Lemme guess you drive a BMW, have a boat, owe a ton o money and your girlfriend is enhanced. What happens when 11:27's loved one has a medical issue and he/she goes BK due to medical bills? I am a true blue American but I am beginning to think that those of us that do the right thing (work, pay taxes, pay our bills and dont commit felonies) are indeed schmucks.
I am with 11:27
You're missing the point. No one is saying you should live in a palace and drive a BMW and skip out on your student loans. The reality is that most people cannot pay off their student loans and if they're paying their loans, they can't buy a house. Student loans (for all college grads, not just lawyers) are crippling our economy. They are not good for the economy and they are not good for individuals. The govt has to do something to get this under control…we're on the cusp of a massive student loan bubble if it's not handled. Simply ranting that you paid yours so everyone else should suffer is not the answer. Good policy and workable solutions have to be implemented or we're in for trouble. Or you can continue to rant about how everyone else should be like you while the economy crumbles around your ears.
The student loan issue is complex. 11:27 should be applauded as that is the good and correct thing to do, as that is what I am doing. I didn't overborrow for law school and will have mine paid off in a couple more years and I didn't live beyond my means.
That doesn't mean there aren't student loan issues. However 12:33 the government is part of the problem as they will basically guarantee any amount to any student for any school for any subject without looking at the risk of the real ability of the borrower to repay. That is crazy, name me one other area where I can borrow money and not provide proof of my ability to repay the loan or where the lender doesn't take into account the likelihood I default. That needs to stop.
Schools are also responsible in this as they hire more administrators and pay them more and then at the same time they admit more and more students all the while jacking up tuition because the federal loans are a guaranteed cash cow. Can't make good money post graduation? Not our problem we got our tuition already and you have that pretty diploma.
The borrower also needs to bear some responsibility as they need to be wide awake when looking at taking out non-dischargeable loans. Spending $200K to go to school is probably a recipe for not being able to ever pay it back.
I agree with 11:57 I think the people doing it right may indeed be schumcks and if loan forgiveness happens I know I will wonder why did I not take more cash and go to London to study abroad if I knew it would be forgiven.
I don't see anyone making any proposals to reform the federal student loan program. All I hear about is forgive the debt and while I can sympathize for many these loans are albatrosses the problem is there isn't a big bag of money the federal government has. It is trillions in debt.
12:33 – The debt bubble is not the problem; it is merely a symptom of the problem. A far more mature response would be to fix the problem which stems from the conduct of the government and educational institutions. Saving reckless and irresponsible people from the consequences of their own actions is not an avenue we should be discussing. Moral hazard is a dangerous thing.
1:07 – word.
11:27. I did the same thing and am still grateful I did. Hasn't the past 5 years of not paying monthly installments been glorious? Peace of mind, bruh.
The student loan issue is complex with schools, the government, and the borrowers all deserving a portion of the fault. I attended "less" prestigious schools that gave me more scholarship aid. My younger brother spurned "lesser" schools to pay an exorbitant costs at the "best" school. He strongly advocates for student loan forgiveness on his instagram between pictures of his vacations that are paid for with some income he is not using to pay off debt or his extra loan. Unfortunately, he is not alone as many kids see loans as "free" money and see the consequences too late.
During the democratic primaries, a parent asked Warren if he could get a refund because he paid for his kid's school instead of letting her get student loans. Warren's response was "hell no." He, like many of us, will look like schmucks.
It is NOT complex. If you can't afford to go to school, try part time or pay-as-you go. YOU took out the loans, YOU pay them back. Don't use MY money to fund your inadequacy. You knew or should have known that when you signed the loan documents you would be required to pay them back. This is NOT a government problem, it's a people problem as in – I'll take your money but don't expect me to pay it back.
3:02, I bet you also think people should pay their rent and go to jail for crimes.
No one can afford to go to school on their own now. If you could, you either had mommy and daddy's money to play with or you went to school decades ago when it was possible to handle tuition, room, and board with a part time job. If you pay average tuition, room, and board through a decent but sub-elite undergrad and an average-price law school you're looking at $200,000-$400,000 easy. Practically no one can afford that at 18-25 on their own.
When I attended law school at an above-average state school, back in the dark ages, my in-state tuition was about $600.00 per semester when I started, but maybe went up by a few hundred by the time I graduated. Tuition was not much more expensive than the books. Adjusted for inflation, that would work out to about $1500.00 to maybe $1800.00 in 2020 dollars. They charged the same tuition for law school as they did for undergrad. According to the Google, in-state tuition at Boyd is in the neighborhood of $14,000.00 per semester, or about 10x what I paid, adjusted for inflation. I had a few loans, which I comfortably paid off after about 2-3 years of practice. So I don't go around preaching about how I paid my bills so quit whining. I had to borrow about $10-15k, not six figures, The problem is that the cost of attending a public university is 10x higher than what it ought to be.
Thanks 12:44, that's something a lot of the older attorneys don't really grapple with. There's a family story that my grandfather sold his beloved car to pay for a year of undergrad. Today selling your car wouldn't even get you a semester of tuition, without mentioning room and board.
As to those who sacrificed a lot to pay off law-school debts quickly, congratulations. I mean that with all sincerity, it is an achievement and you deserve congrats for it. Your reward is having paid less interest and having proven that you have the discipline to do something hard for years and accomplish what you set out to do. Plus you no longer have the sword of Damocles that is hundreds of thousands of dollars of debt hanging over you. But "I suffered so others should have to suffer to" is not a persuasive argument to me.
As another data point from someone who graduated law school in the last 10 years: I had a small merit-based scholarship to my in-state UG and worked to pay for cost of living. I took a full ride to law school, saving myself $150k. I still graduated with over $100k in debt just from the remainder of my public, in-state UG tuition along with loans to cover three years of cost of living in law school (where I also worked part time the last two years). I did everything right and still have what is pretty significant debt. For people without my options, it's easy to rack up $200,000-$300,000 in debt for UG and law school. I know lawyers in their 50's and 60's who paid something like $10,000-$20,000 a year in 2020 dollars to go to elite law schools in the 80's.
Why not just put a cap on tuition? If you limit the amount that universities can charge, people will not need to borrow so much to begin with. Law professors are WAYYY overpaid for the job they do. To me, the issue is with the greed of higher education.
I don't see them limiting the max they can charge. However, set a maximum that the Feds will provide student loans and shutoff the student loan feeder tit and you'll see schools reduce their tuition to get close to the max student loan amount. Magic how that happens. Student loan limits go up, tuition goes up and up and up.
I graduated within the last 5 years. I had 50k in dept, paid it off within about 2 years. Here's how. I went to an undergraduate institution that doesn't charge crazy tuition. They are out there. Did not have to take out debt to do so. (Community colleges, BYU, etc.) Then I went to law school at Boyd on a half tuition scholarship. Which is not hard to get there. Cost about 20k a year. Worked part time throughout to provide money to live on. It is entirely possible to go to law school and graduate without crazy debt. I had many, many peers who were using debt to live in the panorama towers or other fancy places while in law school. That is fine by me, but don't complain about debt now.
UNLV is one of the cheapest law schools out there, and it obviously is only a good choice if you have very specific career goals. Many law schools are in much more expensive cities, and almost all law schools that place into selective legal jobs at any reasonable level are far more expensive.
To each his own. No question the government has created a monstrosity with higher education subsidies that allowed inhumane price inflation that has directly led to entire generations being debt serfs for life. It's criminal. A direct and clear example of evil Wall Street in conjunction with evil government conspiring to sucker the masses.
I was on a full ride for undergrad and law school, but I still took out loans to party and live that certain lifestyle. No regrets. Live large, leave nothing behind but unpaid tax liens.
It will be interesting when this generation learns that loan forgiveness is a taxable event…
12:58,
Nah, they'll just focus on the insolvency exception to the forgiveness-as-taxable-income. It's damned useful when you have extensive student loans and smaller unsecured debt.
It is a sad (yet reasonable) assumption that, even after removing student loans from the equation, borrowers will still qualify for that exception 20 years after completing law school.
Why the heck does EJDC AO 20-17 require discovery commissioner approval to issue subpoenas pursuant to NRCP 45? What about Rule 1 and inexpensive determination of actions? Lets just add another requirement to conducting discovery.
Supposedly this was to protect the recipients from violating covid restrictions when responding to subpoenas. It is a ridiculous waste of time and a prime example of judicial overreach. One can override this by execution a stipluation with opposing counsel, but again it adds unnecessary effort and expense. One should ask- who is served by making it more difficult to conduct discovery and obtain records?
I feel like this blog has been taken over by a bunch angry, old, white boomers. MY money….blah blah blah. There's a meme out there…corporation takes 49/50 cookies and then tells the middle class guy that the poor guy is going to take his cookie. Wake up. If we didn't have so much corporate welfare in this country, we wouldn't have these problems. Corporations and the 1% do not pay their fair share.
Yes. And it's Faux Newz and our President saying it's those people of color who are taking your pathetic little cookie. Republicans can afford a $2.3 trillion tax cut for their rich friends but want to render those unemployed by the pandemic starving and homeless. Remember in November!!!
Raycis! You presume to know the color of a poster's skin by the contents of the posts.
4:57 lives in a world created by CNN, NPR and WaPo, wherein all thoughts are tied to your age, gender, sexual orientation, and race. So, blacks who are young and gay can only hold one firm set of views, while Asians who are old and straight can only hold another equally firm set of view.
What a terribly sad world.